Terrebonne, Lafourche residents encouraged to apply for FEMA aid after Hurricane Ida. Here's how.

Staff
The Courier and Daily Comet

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Terrebonne and Lafourche residents impacted by Hurricane Ida are being encouraged to apply for aid that will help them rebuild. Here's what you should know. 

The agency said it will not pay for hotels for those who evacuated from the storm. 

As of Wednesday, there were no physical locations established yet for FEMA in Terrebonne or Lafourche, officials said. 

Hurricane Ida recovery:Where to find help, resources in Terrebonne and Lafourche Parishes

“I think they are are a couple of days away from that because they are still trying to get things back up and running before they can get that going,” Terrebonne Sheriff Tim Soignet said. 

Who should file a claim? 

Those who have homeowners or renters insurance are being asked to file a claim as soon as possible. By law, FEMA cannot duplicate benefits for losses covered by insurance, officials said. 

If you don’t have insurance or are underinsured,  you could still be eligible for federal assistance, officials said. 

How can I apply?

The fastest and easiest way to apply is by visiting disasterassistance.gov/. 

If it is not possible to apply online, call 800-621-3362. The toll-free telephone lines operate from 6 a.m. to 10 p.m. every day.  

Those using a videophone, InnoCaption or CapTel should update FEMA with their specific number assigned to that service, officials said. 

What information do I need?

When you apply for assistance, have the following information readily available: 

  • A current phone number where you can be contacted. 
  • Your address at the time of the disaster and the address where you are now staying. 
  • Your Social Security number, if available. 
  • A general list of damage and losses. 

If insured, the policy number or the agent and/or the company name. 

More resources:What to know about disaster food stamps in Louisiana post-Hurricane Ida

Cell service:Hurricane Ida: All cellular sites down in Terrebonne, Assumption parishes

Power outages:When will power be restored after Hurricane Ida? Here's what we know

'What aid is available?'

If you have homeowners or renters insurance, file a claim with that company first. FEMA can't legally can't offer aid for anything already covered under your insurance policy. 

But if you don't have insurance, or it won't cover all of the damage, you can still look for aid from the federal government.

Homeowners and renters whose homes were damaged or destroyed by Hurricane Ida and who live in a designated parish -- including Terrebonne and Lafourche -- may be eligible for FEMA assistance for some of the repair costs.

Uninsured applicants whose homes are uninhabitable may qualify for reimbursement of hotel costs. Keep copies of your receipts to file with your application.

When will my parish open?:Here's when displaced residents can return home after Hurricane Ida

Damage from Ida:'Everything we thought it was going to be and more': Terrebonne, Lafourche assess Ida's damage

How can businesses apply for aid?

U.S. Small Business Administration low-interest disaster loans are available for homeowners, renters, businesses of any size and most nonprofits. Similar to FEMA, the SBA cannot duplicate benefits for losses covered by insurance. 

For small businesses, those engaged in aquaculture and most nonprofits, up to $2 million is available for working capital needs even if there was no property damage, with a $2 million maximum loan for any combination of property damage and working capital needs.

Loans for homeowners

For homeowners, loans of up to $200,000 is available to repair or replace their primary residence. For homeowners and renters, loans of up to $40,000 is available to replace personal property, including vehicles. 

Businesses and residents seeking SBA loans can apply online at www.disasterloanassistance.sba.gov For questions and assistance completing an application, call 800-659-2955 or email FOCWAssistance@sba.gov. SBA will answer specific questions about how a disaster loan may help each survivor recover from the disaster damage.

Questions?

For the latest information visit fema.gov/disaster/4611. Follow the FEMA Region 6 Twitter account at twitter.com/FEMARegion6 or on Facebook at facebook.com/FEMARegion6/.